Credit Report Inaccuracies
If you notify a credit reporting agency (Equifax, Experian, Trans Union) of errors on your credit report, it is the law that they have to conduct an investigation. […]
Dispute Credit Report Errors
Now is a good time to check your credit report. Get a free credit report from Experian, Equifax and Trans Union every 12 months at annualcreditreport.com . If you […]
Outdated Negative (Adverse) information On Credit Reports
Negative or adverse information over seven years old (ten years for bankruptcies) cannot be legally reported on your credit report. Contact Pine Street Legal at […]
Consumer Debt Collection Stories
The Consumer Financial Protection Bureau (cfpb) is giving consumers a forum for telling their debt collection experiences (see link below). Call Pine Street Legal […]
Credit Report Initial Fraud Alert
You can place an Initial Fraud Alert on your credit report if you have a good faith suspicion that you have been or will be a victim of identity theft or fraud. It […]
Fraud Alert For Active Service Members
Active Duty Service Members can help stop harm to their credit report from identity theft and other fraud when assigned to service away from their usual duty […]
Stop Unwanted Calls
Congress passed the Telephone Consumer Protection Act (TCPA) to protect individual consumers from receiving intrusive and unwanted calls. Under this Act it is […]
Beware Of Debt Collection Abuse
Debt collectors may violate the Fair Debt Collections Practices Act, a federal law, if they engage in any of the following actions: Threaten legal action that […]
How Credit Report Errors Can Hurt Creditworthiness
Errors on your credit report can cause your credit score to go down. If that happens, the following may occur: You are forced to pay much higher credit card […]
Ways To Tell If You Are A Victim Of Identity Theft
The following are indications of when someone is a victim of Identity Theft: Look for unexplained and unfamiliar charges or withdrawals on the statements of your […]