Freezing Your Credit Report
If you think you might be a victim of identity theft, it is a good idea to consider putting a security freeze on your credit report. When you freeze your credit, […]
Putting A Fraud Alert On Your Credit Report
What exactly is a fraud alert? It is a notice placed on your credit report that lets credit card companies and other credit grantors know that you may have been a […]
What To Look For On Your Credit Report
Look for accounts that you did not open or recognize. Look for incorrect and out of date account information. Check the section that has your personal information […]
How To Know If Your Personal Information Has Been Used By Someone Else
The best way to find out is to pull your credit report from annualcreditreport.com. Since the pandemic, the credit reporting agencies, Trans Union, Equifax and […]
SCAMMER WARNING SIGNS
To avoid being scammed, the Social Security Administration says to recognize four basic signs of a scam: Scammers pretend to be from a familiar organization, like […]
Check Your Credit Report Going Into 2023
With the start of the New Year, now is a great time to check your credit report. The following are examples of errors on your credit report that could stand in the […]
Identity Theft & Active Duty Servicemembers
The Consumer Financial Protection Bureau (cfpb) recently reported that military consumer complaints about debts resulting from identity theft had increased fivefold […]
New Policy For Credit Reporting Of Medical Debt
The credit reporting agencies have a new policy for reporting medical debt on consumer credit reports. The three major credit bureaus (Equifax, TransUnion, and […]
Consumer Financial Protection Bureau Identifies Credit Reporting Violations
Today, the CFPB released a new Supervisory Highlights report on legal violations identified during the CFPB’s supervisory examinations in the first half of 2022. […]
U.S. Bank Fined $37.5 Million
U.S. Bank pressured and incentivized its employees to sell multiple products and services to customers. As a result its employees unlawfully accessed customer’s […]