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Important Credit Protections For Servicemembers & Veterans

As of 2018, new protections for service members & veterans were signed into law. Highlights are:

  • Free security freezes and one year fraud alerts at the 3 credit reporting agencies (Equifax, Experian, Trans Union);
  • Holding lenders to more stringent requirements when they participate in VA’s refinance programs;
  • Ensuring continued foreclosure protections for servicemembers up to one year after they leave active duty;
  • Prohibiting medical debt that should have been paid by the VA to be reported as part of a veteran’s credit history;
  • Providing free credit monitoring for active duty military, including the national guard.