Advice
February 25, 2018
Tips For Increasing Mortgage Approval
Tips for increasing your chances of getting mortgage approval ●Check your credit. Check for errors on your credit report long before you apply for a loan to give yourself time to fix mistakes and improve your credit profile. ●Do research […]
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December 13, 2017
Consumer Protections Reduced
The U.S. House Committed Voted to reduce credit bureau consumer protections. Read on… https://www.huffingtonpost.com/entry/after-the-equifax-data-breach-why-did-a-us-house_us_5a317318e4b04bd8793e96a7
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November 20, 2017
Millions Of Errors Riddle Credit Reports Every Year
This article discusses that consumer credit reports continue to be riddled with tens of million errors annually. https://www.commerce.senate.gov/public/index.cfm/pressreleases?ID=F9A0E879-083B-4F46-AC1C-0BC0AF1F4290 Pine Street Legal will assist you in disputing credit report errors and if the errors continue, Pine Street Legal will get you […]
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October 26, 2017
Steps To Protect Your Identity
File your taxes as soon as possible. Ask your doctors’ offices for copies of your medical files. Go paperless. Dedicate one computer or prepaid cellphone for all your online financial activity. Open a My Social Securityaccount with the Social Security […]
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September 30, 2017
Ways To Improve Your Credit Score
Pay on time. Limit how much available credit you use to 30% per card, 10 % across all cards. Avoid opening store cards since that will lower the average age of your accounts. Keep old cards active, since the length […]
Law
September 27, 2017
What Debt Collectors Are Not Allowed To Do
Debt Collection Harassment is illegal. The Fair Debt Collection Practices Act says debt collectors can’t harass, oppress, or abuse you or anyone else they contact. This means they can’t: § Make repeated phone calls that are intended to annoy, abuse, […]
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September 22, 2017
Two Words: Identity Theft
From Leo Notenboom’s newsletter Ask Leo Consider just the first four items in the list above: names, Social Security numbers, birthdates, and addresses. That’s generally enough to open a credit card account in your name — a credit card account […]
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August 11, 2017
Pine Street Legal Helps With Credit Report Problems
Errors on your credit report hurt your credit rating. Mistakes on credit reports are commonplace and hurt your chance to get credit. Employers look at credit reports, and errors on the credit report can cost you getting that job. Federal law requires credit […]
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August 9, 2017
Criminal Background Screening Reports
Mistakes on criminal background screening reports can cost workers their jobs and can cause job applicants to be turned down for employment. Criminal background screening companies’ reports routinely mismatch people, omit crucial information about a case, reveal sealed or expunged information, […]
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June 1, 2017
Expunged Criminal Record On Credit Report
If you have had a criminal record expunged through the court system, you need to check your credit report at annualcreditreport.com to make sure it is off your credit report, as well. If the expunged criminal record is still on […]