Is A Debt Collector Suing You? You May Have Defenses.
The sheriff shows up at your door to serve you or you get a certified notice that you are being sued for a credit card debt. Panic sets in and often there is the […]
Should You Put A Fraud Alert On Your Credit Report?
If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud […]
Important Credit Protections For Servicemembers & Veterans
As of 2018, new protections for service members & veterans were signed into law. Highlights are: Free security freezes and one year fraud alerts at the 3 credit […]
Changes To Credit Reporting #1
Good News! Nationwide credit reporting agencies (Equifax, Experian & TransUnion) can no longer report on individual credit reports 50% of tax liens and almost all […]
Types Of Identity Theft
The best way to prevent identity theft is to be aware of the ways it can happen. Here are some examples: Pretexting: Impersonating another by calling under the […]
New Security Clearance Guidelines For Servicemembers & Credit Reports
The federal government recently implemented new guidelines requiring the Department of Defense to continuously monitor the financial status of servicemembers who […]
Are You An Identity Theft Victim?
How can you tell if you are a victim of identity theft? First, Review Your Credit Report. Your credit report has your personal credit history, personal information […]
Identity Theft & Domestic Violence
Domestic violence victims are vulnerable to identity theft because perpetrators of the abuse often have easy access to confidential information that can be used to […]
New Security Clearance Guidelines For Servicemembers & Credit Monitoring
The Consumer Financial Protection Bureau has reported that the federal government has implemented new security clearance guidelines that make it more important than […]
What Does Charge Off Mean
Did you ever wonder if you still owe a debt when you see “charge off” on an account balance listed on your credit report? Here is Experian’s explanation of what […]