Obtaining a Free Copy of Your Credit Report
You are entitled to a free copy of your credit report from Equifax, Experian and Trans Union (each) online once every 12 months. Go to www.annualcreditreport.com […]
Judgments On Your Credit Report
A judgment is a public record appearing on credit reports that has been a major roadblock to individuals being approved for credit, mortgages, insurance coverage […]
Tips For Increasing Mortgage Approval
Tips for increasing your chances of getting mortgage approval ●Check your credit. Check for errors on your credit report long before you apply for a loan to give […]
Consumer Protections Reduced
The U.S. House Committed Voted to reduce credit bureau consumer protections. Read on… […]
Millions Of Errors Riddle Credit Reports Every Year
This article discusses that consumer credit reports continue to be riddled with tens of million errors annually. […]
Steps To Protect Your Identity
File your taxes as soon as possible. Ask your doctors’ offices for copies of your medical files. Go paperless. Dedicate one computer or prepaid cellphone for all […]
Ways To Improve Your Credit Score
Pay on time. Limit how much available credit you use to 30% per card, 10 % across all cards. Avoid opening store cards since that will lower the average age of your […]
What Debt Collectors Are Not Allowed To Do
Debt Collection Harassment is illegal. The Fair Debt Collection Practices Act says debt collectors can’t harass, oppress, or abuse you or anyone else they contact. […]
Two Words: Identity Theft
From Leo Notenboom’s newsletter Ask Leo Consider just the first four items in the list above: names, Social Security numbers, birthdates, and addresses. That’s […]
Pine Street Legal Helps With Credit Report Problems
Errors on your credit report hurt your credit rating. Mistakes on credit reports are commonplace and hurt your chance to get credit. Employers look at credit […]