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When Can A Third Party View Your Credit Report?

The Fair Credit Reporting Act (FCRA) requires that a third party must have a permissible purpose as defined by the FCRA in order to view your credit report. Some permissible purposes are: by court order, with your written agreement, in a credit transaction, insurance underwriting & employment purposes. If a third party does not have a permissible purpose when viewing your credit report, contact Pine Street Legal to discuss your rights.