The best way to prevent identity theft is to be aware of the ways it can happen. Here are some examples:
- Pretexting: Impersonating another by calling under the “pretext” of being that person to gain personal information. For example the pretexter calls saying they are from the IRS and demanding that you give information like your social security number;
- Credit Card Fraud: Running up charges on another’s credit card or passing checks of another;
- New account fraud: Opening up new accounts or other credit loans using the identity of the victim;
- Criminal identity theft: Impersonating another person when arrested leaving the innocent individual with a criminal record and possibly outstanding arrest warrants.