Uncategorized
July 14, 2019
Federal Law Limits Debt Collectors
The Fair Debt Collection Practices Act, a federal law, prohibits debt collectors from doing the following: Calling you between the hours of 9 p.m. and 8 a.m.; Contacting you at work if you indicated verbally or in writing that your […]
Very important to check your credit report for errors. At annualcreditreport.com you can get a free credit report from Experian, Equifax and TransUnion once every 12 months. If you find errors, the next step is to send by certified mail […]
The Federal Trade Commission (FTC) recently reported that scammers claiming to be from the Social Security Administration (SSA) are calling people and saying that their Social Security Number (SSN) has been suspended due to suspicious activity or from being involved […]
It is the sad truth that errors on all of our credit reports are commonplace and can prevent us from living our best lives. Errors on credit reports can be so damaging to our creditworthiness and result in our being […]
Did you ever apply for a job where part of the hiring process included the employer doing a background check on you? Or has your employer ever done a background check on you once you are in the job or […]
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April 18, 2019
Pine Street Legal Is A Consumer Protection Law Firm
Pine Street Legal gives a free telephone or in-person consultation to all new clients. Pine Street Legal will fight for your legal rights if errors on your credit report have caused you to be turned down for credit, denied a […]
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April 8, 2019
Are You Being Sued For Medical Debt?
Being sued for medical debt can result after you have a hospital procedure. For example, you could be uninsured and receive a bill you cannot afford to pay or you could be insured, have a procedure in-network but unbeknownst to […]
The sheriff shows up at your door to serve you or you get a certified notice that you are being sued for a credit card debt. Panic sets in and often there is the feeling that there is nothing you […]
If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud alert to your credit report. If you have a fraud […]
As of 2018, new protections for service members & veterans were signed into law. Highlights are: Free security freezes and one year fraud alerts at the 3 credit reporting agencies (Equifax, Experian, Trans Union); Holding lenders to more stringent requirements […]